1.1 Personal Information
We collect information you provide directly to us, including:
- Account Information: Name, email address, and password when you create an
account
- Payment Information: Billing address and payment details (processed
securely by our payment provider)
- Communication Data: Information you provide when contacting our support
team
- Marketing Preferences: Your preferences for receiving marketing
communications
1.2 Usage Information
We automatically collect certain information about your use of our services:
- Device Information: IP address, browser type, operating system, and device
identifiers
- Usage Data: Pages visited, time spent on pages, referring/exit pages, and
click-through rates
- Download Data: Information about templates you download and how you use
them
- Location Data: Approximate location based on IP address (for currency
display and regional content)
1.3 Cookies and Tracking Technologies
We use cookies, web beacons, and similar technologies to enhance your experience and analyze
usage patterns.
2. How We Use Your Information
We use the information we collect for various purposes, including:
2.1 Service Provision
- Processing and delivering digital products to you
- Maintaining and improving our website and services
- Providing customer support and responding to inquiries
- Processing payments and preventing fraud
2.2 Communication
- Sending transactional emails (purchase confirmations, download links)
- Providing updates about your orders and account
- Sending marketing communications (with your consent)
- Responding to your questions and requests
2.3 Analytics and Improvement
- Analyzing usage patterns to improve our website and products
- Understanding customer preferences and behaviors
- A/B testing to optimize user experience
- Generating anonymous, aggregated analytics
2.4 Legal Compliance
- Complying with applicable laws and regulations
- Enforcing our Terms of Service
- Protecting our rights and preventing fraud
- Responding to legal requests and court orders
We do not sell, rent, or share your personal information with third parties except in the
following circumstances:
3.1 Service Providers
We share information with trusted service providers who assist us in operating our business:
- Payment Processors: Stripe, PayPal for secure payment processing
- Email Services: Mailchimp, SendGrid for transactional and marketing emails
- Analytics: Google Analytics for website analytics (anonymized data)
- Hosting: Cloud service providers for secure data storage
3.2 Legal Requirements
We may disclose your information if required by law or in response to:
- Valid legal process (subpoenas, court orders)
- Government investigations
- Protection of our rights and safety
- Prevention of fraud or illegal activities
3.3 Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred as
part of the transaction.
4. Data Security
We implement appropriate technical and organizational security measures to protect your personal
information:
4.1 Technical Safeguards
- Encryption: Data in transit and at rest is encrypted using
industry-standard protocols
- Access Controls: Strict access controls and authentication mechanisms
- Secure Hosting: SOC 2 compliant cloud infrastructure
- Regular Monitoring: Continuous monitoring for security threats
4.2 Organizational Measures
- Employee training on data protection and privacy
- Regular security assessments and audits
- Incident response procedures
- Data minimization and retention policies
Important: While we implement strong security measures, no method of
transmission over the internet or electronic storage is 100% secure. We cannot guarantee
absolute security.
5. Your Rights and Choices
You have several rights regarding your personal information:
5.1 Access and Portability
- Request a copy of your personal information
- Export your data in a portable format
- Review how your information is being used
5.2 Correction and Updates
- Update your account information
- Correct inaccurate or incomplete data
- Modify your communication preferences
5.3 Deletion and Restriction
- Request deletion of your personal information
- Restrict processing of your data
- Object to certain types of data processing
5.4 Marketing Communications
- Unsubscribe from marketing emails using the link in any email
- Update your preferences in your account settings
- Contact us to opt out of specific communications
To exercise any of these rights, please contact us at privacy@budgetmaster.pro
6. Cookies and Tracking
6.1 Types of Cookies We Use
- Essential Cookies: Required for website functionality (login, shopping
cart)
- Analytics Cookies: Help us understand how visitors use our website
- Marketing Cookies: Used to deliver relevant ads and measure campaign
effectiveness
- Preference Cookies: Remember your settings and preferences
6.2 Managing Cookies
You can control cookies through:
- Your browser settings (block or delete cookies)
- Our cookie consent banner
- Third-party opt-out tools (Google Analytics, Facebook)
Note: Disabling certain cookies may affect website functionality.
7. Third-Party Services
Our website may contain links to third-party websites or integrate with third-party services:
7.1 Payment Processing
We use Stripe and PayPal for secure payment processing. These services have their own privacy
policies.
7.2 Analytics
Google Analytics helps us understand website usage. You can opt out of Google Analytics here: https://tools.google.com/dlpage/gaoptout
7.3 Marketing Tools
We use email marketing services and may use retargeting pixels from social media platforms.
8. Children's Privacy
Our services are not intended for children under 13 years of age. We do not knowingly collect
personal information from children under 13. If you become aware that a child has provided us
with personal information, please contact us immediately.
For users in the EU, we do not knowingly collect data from children under 16 without parental
consent.
9. International Transfers
Your information may be transferred to and processed in countries other than your own. We ensure
appropriate safeguards are in place:
- Adequacy Decisions: Transfer to countries with adequate data protection
- Standard Contractual Clauses: EU-approved data transfer mechanisms
- Other Safeguards: Binding corporate rules or certification schemes
10. Changes to This Policy
We may update this Privacy Policy from time to time. When we do:
- We will post the updated policy on this page
- We will update the "Last updated" date at the top of this policy
- For material changes, we will provide additional notice via email
- Your continued use constitutes acceptance of the updated policy
If you have questions about this Privacy Policy or our data practices, please contact us:
EU Representative
For EU residents, our representative is:
Response Timeline
We will respond to your privacy requests within 30 days, or sooner where required by applicable
law.